"Web professionals should not only think about insurance, but also understand it. Insurance is something we don’t necessarily want to budget for or consider, yet as professionals, we have to”
Scope creep, unexpected project delays, client relationships breaking down, and unpaid invoices. The good news is that there’s an insurance policy to help with these scenarios. In the UK, we call it “professional indemnity insurance.” Elsewhere, it can be called “professional liability” or “errors and omissions insurance.”
Here's a primer article that might get you up to speed from Smashing Magazine:
https://www.smashingmagazine.com/2018/03/guide-business-insurance-designers-developers/
We also found that people were talking about this and wanting some clarity in the WordPress Facebook groups that we frequent:
WP Builds Group
https://www.facebook.com/groups/wpbuilds/permalink/3219295024801940/
Beaver Builder Group
https://www.facebook.com/groups/beaverbuilders/permalink/1470031866489491/
David is working 'with' clients more than 'for' clients and perhaps this method insulates him from the need to protect himself with insurance?
If you charge on promises of end results and a lot of money is at sake then probably you need some protection. Always balance your risks.
It’s the last episode of our “Thinking the Unthinkable” series… and also David's last as a regular on WP Builds. We’ve saved the most...
In this episode, Nathan Wrigley chats with Dave Gray about his journey transitioning from a corporate career to running his own WordPress focused business....
