"Web professionals should not only think about insurance, but also understand it. Insurance is something we don’t necessarily want to budget for or consider, yet as professionals, we have to”
Scope creep, unexpected project delays, client relationships breaking down, and unpaid invoices. The good news is that there’s an insurance policy to help with these scenarios. In the UK, we call it “professional indemnity insurance.” Elsewhere, it can be called “professional liability” or “errors and omissions insurance.”
Here's a primer article that might get you up to speed from Smashing Magazine:
https://www.smashingmagazine.com/2018/03/guide-business-insurance-designers-developers/
We also found that people were talking about this and wanting some clarity in the WordPress Facebook groups that we frequent:
WP Builds Group
https://www.facebook.com/groups/wpbuilds/permalink/3219295024801940/
Beaver Builder Group
https://www.facebook.com/groups/beaverbuilders/permalink/1470031866489491/
David is working 'with' clients more than 'for' clients and perhaps this method insulates him from the need to protect himself with insurance?
If you charge on promises of end results and a lot of money is at sake then probably you need some protection. Always balance your risks.
The WordPress news from the last week which commenced Monday 8th April 2024.
The WordPress news from the last week which commenced Monday 9th October 2023.
Today on the podcast we have Arnas Donauskas, who is a Product Owner at Hostinger. He's on the show to talk about something that...